Bonds & CDs

Diversify your portfolio with a wide array of fixed-income investments

If you're looking to diversify, possibly improve your tax efficiency and/or reduce your risk exposure, you may want to consider TD AMERITRADE's complete selection of fixed-income investments. We offer access to CDs ranging in maturity from three months to five years and more than 14,000 bonds varying in grade, type and maturity date. We also deliver the resources and support necessary for you to find, research and invest in fixed-income products, both online and with the assistance of our Fixed-Income Guidance Group.

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See Also...

  • Bond ladders

    See how they may help you decrease the overall risk of your fixed-income portfolio.

  • Bond solutions

    Understand and manage risk with fixed-income products.
 
 
 

Discover a wealth of investment choices

With offerings ranging from the simplest CD to more complex, structured products, you can discover your ideal fixed-income vehicle with TD AMERITRADE. Choose from fixed-income products such as:
  • U.S. Treasury and Agency issues
  • Municipal bonds
  • Corporate bonds
  • Convertible bonds
  • Zero-coupon bonds
  • Mortgage-backed securities
  • Certificates of deposit (CDs)
  • Unit investment trusts (UITs)

Four quick ways to help find the right bonds for you

It's simple to use TD AMERITRADE's powerful tools that help take the guesswork out of finding the fixed-income products available that meet your specific criteria.
  • Bond Wizard — Answer just five simple questions and Bond Wizard can help you find bonds suited to your specific situation. Purchase them online or with help from a member of our Fixed-Income Guidance Group.
  • Bond Ladder Tool — Using Bond Wizard's bond ladder tool, build a bond ladder based on your specific needs and criteria, then purchase the bonds with one click.
  • Ready-Made Ladders — You can also purchase a ready-made ladder featuring CDs or bonds in you specified maturity range and quantity.
  • Fund Screener — Easily search through more than 3,100 bond mutual funds based on key criteria.

Find and sell bonds using advanced tools

Experienced investors can easily search our available fixed-income products using the Advanced Search function or by CUSIP (Committee on Uniform Securities Identification Procedures) number. And, remember, you can buy and sell bonds directly through your TD AMERITRADE account.

Research and compare products using powerful resources

You'll have access to helpful Standard & Poor's articles covering key topics like portfolio risk, as well as powerful calculators for direct comparison of fixed-income products. Plus, helpful, third-party information is always just a click away with links to the Securities Industry and Financial Markets Association (SIFMA) Web site, and comprehensive online bond glossary.

Stay current with the latest fixed-income market commentary

Follow the fixed-income market's every move with access to the latest commentary and third-party research from Briefing.com:
  • Bond Brief — Read this regularly updated column for an overview of the bond market.
  • Bond Ticker — Receive bond market updates throughout the trading day.
  • Economic Calendar — Stay on top of the economy with a complete list of upcoming economic indicator releases.
  • Fed Brief — Keep track of important Fed events with commentary and a Fed calendar.
  • Rate Brief — Consult this informative brief for detailed analysis of the current yield curve.

Get the support you need in one phone call or click

We can help take the guesswork out of investing in CDs and bonds by offering you the expert support of our Fixed-Income Guidance Group. And, for brushing up on fixed-income strategy, our comprehensive Bond Education Center is always just a click away.
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Market volatility, volume and system availability may delay account access and trade executions.

Non-deposit investment products NOT FDIC-INSURED/NO BANK GUARANTEE/MAY LOSE VALUE. Fixed-income products are subject to availability and change in price. Availability of products and services may vary by jurisdiction.

Diversification does not eliminate the risk of experiencing investment losses.

Examples shown are for illustrative purposes only and are not recommendations or solicitations to purchase any specific security. Past performance of a security does not guarantee future results or success.

Results generated by Bond Wizard are based on the your entered criteria and represent possible investment alternatives available at the time the list is compiled. The results should not be considered a recommendation or solicitation by TD AMERITRADE to purchase any specific securities. You are responsible for determining whether any particular investment is consistent with your investment objectives, risk tolerance and financial circumstances. You may want to consult an attorney or tax professional regarding the bonds you select for your portfolio prior to purchasing them.

While the Bond Ladder tool may assist you in obtaining diversification of your own individual portfolio, its use does not ensure diversification. Keep in mind that diversification does not guarantee against loss. TD AMERITRADE is not responsible for ensuring that your use of the Bond Ladder tool is suitable for your specific financial situation.

The types of CDs available through TD AMERITRADE are called brokered CDs. They are similar to CDs purchased directly from a bank, except they can be traded on the open market. Brokered CDs that you choose to sell prior to maturity in a secondary market may result in loss of principal due to fluctuation of interest rates, lack of liquidity, or transaction costs.

Investments in fixed income products are subject to liquidity (or market) risk, interest rate risk (bonds ordinarily decline in price when interest rates rise and rise in price when interest rates fall), financial (or credit) risk, inflation (or purchasing power) risk and special tax liabilities.