Planning for retirement.
Small steps now can make a big difference later.
Opening a traditional or Roth IRA. Rolling over your old 401k. At TD AMERITRADE, there’s plenty you can do now to make a difference down the road. Start by quickly calculating your personal savings goals with WealthRuler™. Then check out our screeners to find the investments that can help get you there.
TD AMERITRADE Easy IRA
Open, manage and fund your retirement account with ease. The TD AMERITRADE Easy IRA lets you filter and choose from thousands of stocks, ETFs and mutual funds. Quick online set-up and funding, and you’re ready to go—with no initial or annual fees.
401k Rollover
You’re looking to the future. So why not bring your old 401k out of the past? Easily roll over a 401k from your old job into a TD AMERITRADE IRA. Enjoy a wide range of investment choices. Stocks, mutual funds, ETF’s—whatever suits your long-term goals. Learn more
Fixed Income
Fixed income products can help provide a steady income stream and add balance to your portfolio. We offer a variety of bonds and CDs, plus tools like Bond Wizard to help find the right fit and Bond Ladder to help evaluate projected returns.
WealthRuler™
What kind of retirement are you planning? Use WealthRuler to help develop a realistic plan. Try different scenarios based on your personal situation. See how much you need to save to meet your long-term financial goals.
WealthRuler does not make specific asset class or security recommendations. Users enter criteria including desired retirement age, income and planned expense information, plan end date, and current value and allocation percentages of stocks, bonds and cash. The tool classifies a user into one of five portfolio strategy/risk tolerance models. These models, combined with time horizon, determine the return and risk assumptions used in the calculations. The tool runs multiple simulations to determine the likelihood of plan success, during average and poor market conditions. Results may vary with each use and over time.
For complete details on criteria, methodology, limitations and key assumptions, please see Methodologies and Assumptions.
IMPORTANT: The projections or other information generated by WealthRuler regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results.
"The Best New Online Retirement Tool" by Kiplinger’s, December 2008. Kiplinger’s is a trademark of The Kiplinger Washington Editors, Inc. (c) 2009. Learn more.
All investments involve risks, including the loss of principal invested. Past performance of a security does not guarantee future results or success.
Rollover IRA Up to $500 Cash Offer
$500 offer valid for individuals who open a new TD AMERITRADE retirement account or a new Amerivest-related IRA account by 09/30/10 and meet funding requirements within 6 months of account opening. Funding/rollover of $25,000 – $99,999 receives $100 cash, funding/rollover of $100,000 - $249,999 receives $250 cash, funding/rollover of $250,000 or more receives $500 cash. Cash awards are valid within your IRA only and non-transferable to another existing TD AMERITRADE account. Offer code: 194
Free Trade Offer
Free trade offer valid for individuals who open a new TD AMERITRADE retirement account by 09/30/10 and funded within 30 days of account opening with $2,000 or more. Commission-free Internet equity trades will be limited to a maximum of 500 Internet equity trades. Qualified commission-free Internet equity orders must execute within 30 days of account funding. Free trade offer not valid with new Amerivest-related IRA accounts. Offer code: 177
Continued offer details for Rollover IRA Cash offer or Free Trade offer
Limit one offer per client per calendar year. Not transferable and not valid with TD AMERITRADE Institutional accounts, internal transfers or with other offers. Void where prohibited. Account must remain open with minimum funding for 9 months, or TD AMERITRADE may charge the account for the cash awarded to the account. TD AMERITRADE reserves the right to restrict or revoke this offer. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.
Please consult a legal or tax advisor for the most recent changes to the U.S. tax code and for rollover eligibility rules. Please allow 3-5 business days for any cash deposits to post to account.
Taxes related to TD AMERITRADE offers are your responsibility. Retail values totaling $600 or more during the calendar year will be included in your consolidated Form 1099.
Amerivest is an investment advisory service of Amerivest Investment Management, LLC, an SEC registered investment advisor. Brokerage services are provided by TD AMERITRADE, Inc. Amerivest Investment Management, LLC and TD AMERITRADE, Inc. are both wholly owned subsidiaries of TD AMERITRADE Holding Corporation. Amerivest is a trademark of TD AMERITRADE IP Company, Inc. Amerivest provides non-discretionary and discretionary advisory services for a fee. Risks applicable to any portfolio are those associated with its underlying securities. For more information please see the Amerivest Disclosure Brochure (ADV Part II).
TD AMERITRADE, Division of TD AMERITRADE, Inc., member FINRA/SIPC/NFA. TD AMERITRADE is a trademark jointly owned by TD AMERITRADE IP Company, Inc. and The Toronto-Dominion Bank. © 2010 TD AMERITRADE IP Company, Inc. All rights reserved. Used with permission.