TD AMERITRADE Funding Restrictions

Electronic funding, check funding and wire funding

When can I trade most marginable securities?

• Electronic Funding:
  Immediately after funds are deposited.
• Wire Funding:
  Immediately after funds are deposited.
• Check Funding:
  Immediately after funds are deposited.

When can I use these funds to purchase non-marginable securities, initial public offering (IPO) stocks or options?

• Electronic Funding:
  Three business days after settlement date.
• Wire Funding:
  Immediately after the wire is posted to your account.
• Check Funding:
  Six business days after settlement date.

When can I withdraw these funds?

• Electronic Funding:
  Sixty days after your account is open. Note: You may wire these funds back to the originating bank account (subject to a wire fee) three business days after the settlement date.
• Wire Funding:
  Immediately after settlement date.
• Check Funding:
  Six business days after settlement date.